Orchard & Vineyard Insurance

Liability for Farm & Ranch and Business Auto

Liability protection is especially important for orchards, vineyards, and other agribusinesses due to the increased operational risk. We also offer the following liability terms in our Farm & Ranch policy for your orchards, vineyards, and Business Auto policies:

• Personal liability for your family and Commercial for your Farm business
• Up to limits of $1,000,000 occurrence liability
• Farm Commercial Excess covers higher liability limits up to $5,000,000 over Farm & Ranch and Business Auto

Additional Coverages

Vineyards and orchards have unique insurance needs. Our Farm Property Additional Coverage – Orchard and Vineyard Endorsement includes:

• Orchard and Vineyard Tree and Vine Coverage
• Harvested Orchard and Vineyard Products Coverage
• Orchard and Vineyard Contamination Coverage
• Sign Coverage

Separate endorsements, including Spoilage and Equipment Breakdown coverage, are also available for many types of farming operations.

Granwest Insurance also offers Extra Expense coverage that would provide additional funds to continue your operation if you suffer a loss. These two types of Extra Expense offered by Granwest Insurance include:

• Machinery Extra Expense which provides additional coverage to rent machinery if your equipment is involved in a covered loss and you need to continue your operation.
• Disruption of Farming Operations (Income Loss and Expense Coverage) provides coverage for the reduction in net profit from disruption of farming operations due to damage to covered farm property by a covered cause of loss, along with continuing normal operating expenses and expenses incurred to resume normal operations.

Interested in learning more about Granwest Insurance’s orchard and vineyard insurance? Use our easy to navigate Find an Agent feature. Enter your zip code and under the “Insurance Type” drop down select “Commercial” to view a list of insurance agents close to you.

Get in touch today with an independent agent in Washington, Oregon, Idaho, California, Colorado, or Wyoming that is experienced in writing orchard and vineyard insurance, and start protecting your life’s work from the unexpected.